Use case
High-net-worth individuals
Multiple storage locations, larger collections, higher coverage limits — one app that scales without exposing your data.
When wealth is distributed across multiple storage locations, documentation becomes a logistics problem. Vault scales with you — without ever moving your data to a third-party server.
Typical setup
- Home safe (primary residence)
- Bank deposit box, primary bank (regularly accessed)
- Bank deposit box, secondary bank (backup, different city)
- Atelier / storage (large-format art)
- Attorney lodging (original documents)
In the app: each location is its own storage entity, every value cleanly assigned.
Why local-first matters here
A larger inventory dataset is itself a security risk: a breached cloud provider hands attackers a complete map of your valuables. Vault keeps the inventory local-first in SwiftData and uses your personal Apple iCloud container only when iCloud Sync is enabled.
Appraisals and scale
For collections above ~$300k:
- Annual appraisal by a certified appraiser; appraisal as PDF on each item
- Specialty insurer rather than standard homeowner’s (Chubb Masterpiece, AXA Art, Hiscox) — they require detailed inventory anyway
- Two-location strategy: don’t keep everything in one safe, don’t keep everything in one box
- Coverage cap audit: check each location against insurance sublimits regularly
Frequently asked questions
Can the app manage multiple safes and boxes in parallel?
Yes. There is no single-location limit. Typical HNW setups include: home safe, primary-bank deposit box, secondary-bank deposit box, atelier collection — all in parallel.
What about family office / multiple family members?
The app is single-user. For multi-user setups, families typically use two iCloud accounts and share the master PDF report. A real multi-user variant is on the roadmap.