Use case
Home safe & private storage
Document a home safe: contents, value, history and photo proof — for insurance, heirs, and personal organisation.
A home safe gives you the most direct access to your valuables — and is also a single point whose contents may become unprovable in a loss. App-based documentation removes that Achilles heel.
Documenting a home safe in the app
- Add a storage location of type “Home safe”
- Address + safe model + UL rating in the notes
- Photo of the closed safe as a reference
- Each valuable with photos and receipts
What insurers care about
- UL rating (it’s in the safe paperwork) — caps the maximum valuables coverage
- Anchoring: safes under ~750 lbs typically must be anchored, otherwise insurers treat them as regular contents (much lower sublimit)
- Key management: leave a note in your estate folder, not inside the safe itself
Home safe vs. safe deposit box
Both have a place. Fast access argues for a home safe; supervised infrastructure and protection from search/burglary argues for a deposit box. The app supports both in parallel — many users have both and split valuables intentionally.
Frequently asked questions
Is a home safe enough to hit insurance valuables limits?
Most homeowner's policies tier valuables coverage by safe rating (UL TL-15, TL-30, RSC). Lower-rated safes cap coverage to a few thousand dollars; higher ratings unlock higher limits. Check your policy — and record the rating in the app as a note.
What if the safe is destroyed in a fire?
Contents are usually unidentifiable afterward. The app's documentation — synced to another device or to iCloud — is your evidence. Archive PDF reports outside the device too (attorney, secured cloud).