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Use case

Insurance claims

Document valuables so you can create clearer proof in a claim: photos, receipts, values, history — all in one PDF.

In a claim — theft, fire, water damage — it helps enormously if you can document ownership, condition, value, and storage. The app bundles those details and exports them as PDFs that can support your evidence package.

What insurers often ask for

  • Photo of the item, ideally from multiple angles
  • Receipt (purchase, hand-over, appraisal)
  • Serial number for electronics and watches
  • Value at purchase and ideally current
  • Plausible storage (safe rating, deposit-box address)

Exact requirements vary by insurer, policy, and storage provider. Clarify in writing which documents are needed before a claim happens.

How the app helps

Each item gets its own “file”: photos, receipt PDF, serial number, value, category, description. In a claim you export a PDF report for that one box or item — useful for assembling proof, optionally password-protected.

Valuables coverage vs. homeowner’s

A standard homeowner’s policy covers contents up to a flat sum. High-value items are typically scheduled separately as “valuables” with sublimits (often 25–30% of the contents limit, sometimes with a safe clause). For those items you’ll want an appraisal — attach it directly to the item in the app.

Frequently asked questions

What does an insurer actually want to see?

Commonly useful evidence includes proof of ownership (receipt, appraisal), photos from multiple angles, serial number, value, and plausible storage. Exact requirements depend on the insurer and policy and should be clarified there.

Is the documentation enough for a homeowner's policy?

The app and PDF exports can help a lot with creating an inventory and supporting evidence. Whether appraisals, specific photos, or storage conditions are required depends on your insurer and policy.

Document what matters. Prove what you own.

Try Vault Documentation free, then $2.99/month or $19.99/year. Stored locally, optional iCloud Sync, with no ad tracking.